Over 90% of the clients we meet, invest without a plan, unsure how close they are to reaching their financial goals.  
We help to clear the uncertainty, and quantify the likelihood of reaching their goals.

A Dedicated Team

At Samra Wealth Management, we understand the importance of reaching your personal and financial goals, whether those goals are to ensure adequate retirement income, financing a vacation home, lowering business taxes, or ensuring you have the best wealth transfer strategy to leave your family the kind of legacy you've dreamed of.

Most investors work with a single financial advisor, who have little to no contact with the clients outside advisory relationships, which may include the clients CPA and attorney.   At Samra Wealth Management, we recommend all of our clients work with a team, that should include at the very least:  a CPA and Trust and Estate Attorney.  Working with a team can help provide a level of continuity as your family or your business grow, intellectual capital, and a diverse knowledge base.  We believe our team approach helps our clients stay on track with their goals.  Our core philosophy is have our clients' interests come first and foremost. 

 

A Holistic Approach

At Samra Wealth Management our Private Wealth Advisor advises on more than just your investment strategy.  Our advisors look at the big picture, because reaching your financial goals is more than stock market returns.  Our financial advisors look to help you manage both sides of the balance sheet, ensuring the best lending terms, efficient tax strategies and the protection you need via trust and estate creation and administration. 

  • Retirement & Life Insurance Planning 
  • Long Term Care Planning
  • Elder Care Planning and Administration
  • Wealth Transfer
  • Special Needs Planning
  • College Funding
  • Charitable Giving
  • Endowment Management
  • Mortgages
  • Capital Preservation
  • Trust & Estate Planning
  • Trust Creation and Administration
  • Disability Planning
  • Asset Protection
  • Business 401k
  • Tax Planning
  • Private Banking
  • Aircraft & Boat Loans

* It should be noted: Samra Wealth Management does not provide legal services, tax advice, or lending capabilities.  These services are provided either through our custodial partners, or referred to industry professionals with knowledge of the pertaining field. 

A Dynamic Plan

At the core of our business, is our goals based wealth management model.  A dynamic plan that evolves as your needs and means grow.  Without a plan, their is no quantitative method to measure the distance or likelihood of reaching your goals.  At Samra Wealth Management, the majority of our clients receive a financial plan as part of our uncompromized attention to our service model.

Goals Based Wealth Management

We help our clients by clearing the uncertainty, and quantifying the likelihood of reaching important personal and financial goals.  Our system allows us to connect with individuals on a personal level, identify their goals, and determine the probability of reaching these financial goals by using a Monte Carlo simulation and utilizing non-proprietory financial planning software.  Our approach is an alternative to the common approach used by advisors in the industry, where meeting consists of discussing portfolio returns.  Our approach at Samra Wealth Management quantifies for the client the ability to reach their goals, in terms of probability.

 

Total Transparency

Some advisors avoid discussions involving fee's, however, at Samra Wealth Management, total transparency ensure all our clients know the fee structure, and identify any fees in their portfolios outside of Samra Wealth Management.  We publish the fee schedule by which we charge our clients.  We believe this helps our clients feel that they are treated fairly and equally.

We believe our advisory fees remain below the industry standard, while our services continue to exceed our clients expectations. 

* The fee matrix includes all investment models, with the exception of any outside Separately Managed Accounts (SMA's) we may not have discretion over.

**There are additional fees associated with Separately Managed Accounts and those fees will be disclosed if an SMA recommendation is made. 

We take transparency to the next level, taking the time to inform our clients how their investments affect the environment, conflict with any personal beliefs, or create unrest in the world.  We also make a commitment to each of our clients to make no political contributions, or pay for lobbying activities, as we belief our philosophy should align closely with that of our clients. 

TECHNOLOGY

Our offices use computers from Apple; as we believe in investing in technology for the protection of our clients information is paramount.  We use cloud based technology platforms, and periodically review our systems to ensure they continue to ensure reliability.  Although most investment firms may not have the capacity to change their software as they may like, at Samra Wealth Management we believe you can not operate effectively using subpar technology in a fast-paced world. 

CLEAR AND OPEN COMMUNICATION

Unlike typical advisory relationships, our Private Wealth Advisor provides clear and open communication through, avoiding technical jargon and listening to what is most important to our clients.  At Samra Wealth Management we provide our clients with the following:

  • Cloud based communication
  •  Monthly client newsletter via email.
  • All clients are provided with advisor’s cell phone number. 

 

RESEARCH BASED ACTIVE MANAGEMENt

Our Private Wealth Advisor looks to provide clients with a strategy, unlike the typical financial advisory relationship that involves the sale and holding of mutual funds and other passive investments.  Our clients benefit from: 

  • SMA’s available through through our custodial relationships.
  • Managed Model ETF portfolio, correlating with the clients’ risk tolerance.