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All written content on this site is for information purposes only. Opinions expressed herein are solely those of Samra Wealth Management, A Member of Advisory Services Network, LLC.  All information contained herein is derived from sources deemed to be reliable but cannot be guaranteed.  All economic and performance data is historical and not indicative of future results.  All views/opinions expressed herein are solely those of the author and do not reflect the views/opinions held by Advisory Services Network, LLC. The information and material contained herein is of a general nature and is intended for educational purposes only.  This does not constitute a recommendation or a solicitation or offer of the purchase or sale of securities. Before investing or using any strategy, individuals should consult with their tax, legal, or financial advisor.

© 2018 by SAMRA WEALTH MANAGEMENT, A Member of Advisory Services Network, LLC.

Cash Management Solutions

At Samra Wealth Management we offer two distinct solutions for personal and business clients looking for a greater return than typically available in bank checking and savings accounts: Brokered CDs and Ultra Short-Term Bond Exchange Traded Funds.

Brokered CDs, which are CDs issued by banks for the customers of brokerage firms. The CDs are usually issued in large denominations and the brokerage firm divides them into smaller denominations for resale to its customers. Because the deposits are obligations of the issuing bank, and not the brokerage firm, FDIC insurance applies.

Short-Term & Ultra Short-Term Bond Funds and Exchange Traded Funds may be appropriate for investors looking for greater yields with less sensitivity to rising interest rates.  Some investors may benefit from favorable tax treatment, dependent on the underlying investment and state of residence.