Social Security Planning
Married couples may have some advantages when deciding how and when to claim Social Security. Even though the basic rules apply to everyone, a couple has more options than an individual because each member of a couple can claim at different dates, and may be eligible for spousal benefits.
When should you claim social security?
We use financial planning software to run various collection strategies for our clients to see which strategy could result in the greatest combined lifetime benefits.
Assessing the Social Security benefits of married, widowed, divorced and single clients, including spousal and survivor benefits where applicable.
Comparing benefits from multiple distinct collection strategies to automatically provide the strategy with the highest average lifetime benefits.
Customized calculations based on estimated Social Security benefits, government pensions, cost-of-living adjustments and investment returns.