Insurance Planning
We work hard to take the guess work out of insurance planning. We start by looking for gaps in your current coverage or where you may have too much coverage. We create hybrid insurance models and look for alternative funding options. Our strategies range from providing a plan for your family to providing a plan for your business.
Where life insurance helps provide for your family in the event of your loss, a disability income policy helps protect your income. Financially providing in the event of disability or illness.
Irrevocable Life Insurance Trust
ILIT's can provide you a plan for wealth transfer, asset protection, and minimize estate taxes.
Featured Content
April 17, 2020
Assurance in Times of Uncertainty
In my 15-year career working in the financial industry working with families and businesses, the common theme that connects the people I meet is the lack of contingency planning, as many tend to plan for best case scenarios. [More...]
Pooja Chawla
December 26, 2020
New Year, New Decade, New Goals!
As of late I have found myself in the middle of many conversations where the topic of financial literacy arises, and the lack of awareness that exist around budgeting and credit, savings and investing, and insurance planning. As a kick-off to a new decade, “Back to Basics: Financial Planning” seems like an appropriate place to start [More]
Pooja Chawla
March 24, 2020
Ray of Light in Quarantine
I work in a field where a firm handshake is tied to your integrity and character, and I’m used to hugging the other professional women in my circle. The past few weeks has seen a separation from these traditions, no longer rubbing elbows on the subway [More...]
Pooja Chawla
November 24, 2020
The Call
“911 what’s your Emergency?” Many of us dread having to make the call for a loved one who is struggling for their last breath. It could be for a spouse, parent, grandparent or god-forbid, a child. Dealing with the loss of a loved one is never easy, even when it’s expected, it’s unexpected.
That’s how I felt when my father passed from medical complications five years ago. [More...]
Pooja Chawla
February 26, 2020
Wedding Bells
Congratulations, you just got engaged and plan to tie the knot! As you plan your fairy tale wedding, fantasize about your dream home and your adventures together. Somewhere between selecting what flowers best suit your wedding gown and sampling more than your fair share of wedding cake, you momentarily step back to reality to think about finances?
Pooja Chawla
October 26, 2019
October 26th, 2018: The Day I Quit
October 26th, this day one year ago I decided to quit my job and hop on a flight, half way across the world to India. I remember the emotions I had when I emailed my resignation to my boss at 9:00 AM on my way to the airport, stopped at the traffic light, outside of my office that I came to every day to for a few years. I was scared, excited, nervous, a jolt of adrenaline was running through me all at the same time as I hit the send button. My heart was racing, my phone rang - it was my boss. Ex-boss as of five minutes ago. [More...]
Pooja Chawla
Advisory Services offered through Samra Wealth Management, a Member of Advisory Services Network, LLC. Insurance products offered through Samra Insurance. Advisory Services Network, LLC and Samra Insurance are not affiliated.
*An annuity is a contract between an investor and an insurance company purchased by the investor through either a single payment or a series of payments. Annuities can be either immediate, meaning that income and return of principal begin to be paid immediately, or deferred, whereby assets accumulate tax-free until withdrawals are made. There are two types of deferred annuities, fixed and variable. Fixed annuities guarantee an interest rate for a period of time, generally 1–10 years, and some contracts offer guaranteed minimum rates of return for the life of the contract. Fixed annuities are not subject to fluctuation in value as are variable annuities. Both principal and interest earned are backed by the financial strength of the issuing insurance company. Variable annuities are offered only by prospectus. Carefully consider the investment objectives, risks, charges and expenses of variable annuities before investing. This and other information is contained in each fund’s prospectus, which can be obtained from your investment professional and should be read carefully before investing. Guarantees are based upon the claims paying ability of the issuer. It is possible to experience a loss on your investment in a variable annuity. Guarantees provided by annuities are subject to the financial strength of the issuing company and not guaranteed by any bank or the FDIC. Additional information about annuities is available at: https://www.sec.gov/investor/pubs/varannty.htm
Mr. Samra is a licensed insurance agent, offering insurance products and services of unaffiliated insurance companies through Samra Insurance. If you purchase insurance products and services through Mr. Samra as an insurance agent, Mr. Samra may receive commissions or other compensation.
This additional compensation may present a conflict of interest because it creates an incentive to recommend products and services based upon compensation, rather than on your needs. Mr. Samra will explain the costs associated with any recommendations he makes. You have no obligation to do business with Mr. Samra in his other capacities. Please be advised that Mr. Samra strives to put his clients’ interests first and foremost.
Neither Samra Wealth Management nor Advisory Services Network, LLC gives tax or legal advice. All decisions regarding the tax implications of your investments should be made in consultation with your independent tax or legal advisor.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of Samra Wealth Management, A Member of Advisory Services Network, LLC. All information contained herein is derived from sources deemed to be reliable but cannot be guaranteed. All economic and performance data is historical and not indicative of future results. All views/opinions expressed herein are solely those of the author and do not reflect the views/opinions held by Advisory Services Network, LLC. The information and material contained herein is of a general nature and is intended for educational purposes only. This does not constitute a recommendation or a solicitation or offer of the purchase or sale of securities. Before investing or using any strategy, individuals should consult with their tax, legal, or financial advisor.