We work hard to take the guess work out of insurance planning. We start by looking for gaps in your current coverage or where you may have too much coverage. We create hybrid insurance models and look for alternative funding options. Our strategies range from providing a plan for your family to providing a plan for your business.
Our strategies range from helping provide you and your family with individual life insurance, to assisting with Irrevocable Living Trusts (ILIT’s) and Buy/Sell Agreements. We believe in helping you protect what you feel matters most.
Helping provide you and your employees with a plan to help cover cost associate with medical care, disability benefits and final expenses. If an employee is injured, workers' compensation may help cover legal costs.
Advisory Services offered through Samra Wealth Management, a Member of Advisory Services Network, LLC. Insurance products offered through Samra Insurance. Advisory Services Network, LLC and Samra Insurance are not affiliated.
*An annuity is a contract between an investor and an insurance company purchased by the investor through either a single payment or a series of payments. Annuities can be either immediate, meaning that income and return of principal begin to be paid immediately, or deferred, whereby assets accumulate tax-free until withdrawals are made. There are two types of deferred annuities, fixed and variable. Fixed annuities guarantee an interest rate for a period of time, generally 1–10 years, and some contracts offer guaranteed minimum rates of return for the life of the contract. Fixed annuities are not subject to fluctuation in value as are variable annuities. Both principal and interest earned are backed by the financial strength of the issuing insurance company. Variable annuities are offered only by prospectus. Carefully consider the investment objectives, risks, charges and expenses of variable annuities before investing. This and other information is contained in each fund’s prospectus, which can be obtained from your investment professional and should be read carefully before investing. Guarantees are based upon the claims paying ability of the issuer. It is possible to experience a loss on your investment in a variable annuity. Guarantees provided by annuities are subject to the financial strength of the issuing company and not guaranteed by any bank or the FDIC. Additional information about annuities is available at: https://www.sec.gov/investor/pubs/varannty.htm
Mr. Samra is a licensed insurance agent, offering insurance products and services of unaffiliated insurance companies through Samra Insurance. If you purchase insurance products and services through Mr. Samra as an insurance agent, Mr. Samra may receive commissions or other compensation.
This additional compensation may present a conflict of interest because it creates an incentive to recommend products and services based upon compensation, rather than on your needs. Mr. Samra will explain the costs associated with any recommendations he makes. You have no obligation to do business with Mr. Samra in his other capacities. Please be advised that Mr. Samra strives to put his clients’ interests first and foremost.
Neither Samra Wealth Management nor Advisory Services Network, LLC gives tax or legal advice. All decisions regarding the tax implications of your investments should be made in consultation with your independent tax or legal advisor.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of Samra Wealth Management, A Member of Advisory Services Network, LLC. All information contained herein is derived from sources deemed to be reliable but cannot be guaranteed. All economic and performance data is historical and not indicative of future results. All views/opinions expressed herein are solely those of the author and do not reflect the views/opinions held by Advisory Services Network, LLC. The information and material contained herein is of a general nature and is intended for educational purposes only. This does not constitute a recommendation or a solicitation or offer of the purchase or sale of securities. Before investing or using any strategy, individuals should consult with their tax, legal, or financial advisor.